What is Medicare?
Medicare is for people ages 65 and older and others with certain disabilities. Most people are automatically enrolled in traditional Medicare which includes Parts A and B. Part A helps pay for hospital visits and most people receive it for free. Part B has a monthly premium and helps cover doctor visits and outpatient care. While Medicare Parts A and B cover some of your healthcare needs, they do not cover everything. To help pay for the costs not covered by traditional Medicare, such as prescription drug costs, additional Medicare options are available.
A * B * C * D Parts of Medicare
Part A: Hospital Coverage
Medicare Part A helps cover your inpatient care in hospitals, including critical access hospitals and long-term care hospitals. Most people automatically get Part A without having to pay a monthly premium.
Part B: Medical Coverage
Medicare Part B helps cover medical services like doctors’ services and outpatient care when they are medically necessary. Most people who participate in Part B pay a Medicare Part B premium.
Part C: Medicare Advantage Plans
Medicare Part C coverage is provided by private Medicare Advantage plans and includes all of Parts A and B as well as extra benefits. For some plans, you pay a monthly premium. When you belong to a Medicare Advantage plan, there is no need to use your Medicare card.
Part D: Prescription Drug Coverage
Medicare Part D coverage is designed to help lower your prescription drug costs. Part D coverage is available in standalone plans or may be included with a Medicare Advantage plan.
Download our NTSP Medicare Brochure 2017